Storm & Hail Damage Roofs in Florence, SC
Hurricane remnants and summer thunderstorms can loosen shingles across Florence, SC and the rest of Florence County. Send a request, and one independent local roofer can look the roof over, photograph what changed and write up an itemized estimate. The insurance claim stays yours.
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Your request goes to one independent roofer who works in and around Florence, SC, and that roofer contacts you directly. See our Referral Marketing Disclosure.
Storm Damage, Step by Step
Florence, SC sits inland in the Pee Dee, yet hurricane remnants still bring 60+ mph gusts and heavy rain. After Hurricane Hugo struck the South Carolina coast in September 1989, the National Weather Service logged a 62 mph gust at Florence, SC and noted that roofs were destroyed downtown. In October 2016, Hurricane Matthew brought a 67 mph peak gust to the city's airport, whose gauge caught 12.77 inches of rain across September and October.
Two years later, Hurricane Florence (2018) dropped 7.62 inches on that airport, where one gust reached 61 mph. Gusts above 60 mph damaged trees and signs in Florence County, where SC DNR says parts of the county saw their third 100-year rainfall event since 2015. On Sept. 24, Great Pee Dee flooding shut part of the city's water system. None of this means your roof is damaged, only that an older one earns a careful look after a big blow.
What This Covers
- Wind-lifted shingles. Strong gusts can break the seal strip so tabs crease or tear away along ridges and eaves.
- Pine limbs and debris. A falling limb can punch into decking, and pine straw in valleys holds water.
- Leaks after long rains. Days of soaking rain can work into flashing, vents and tired seams that a quick shower never reaches.
- Possible hail marks. Hail can bruise shingles in ways that are hard to spot from the yard, so a roofer checks up close.
- Photos and a written scope. The roofer can measure and photograph the damage for an itemized estimate.
How Storm Damage Roof Replacement Is Priced
Storm work is priced like any roof job, by roof surface, material and difficulty. These rows are 2026 South Carolina statewide installed averages, not prices measured in Florence, SC.
| Cost row | Figure | Source (year) |
|---|---|---|
| South Carolina 3-tab shingles, per sq ft | about $4.70 | RoofObservations, 2026 |
| South Carolina architectural shingles, per sq ft | about $5.15 | RoofObservations, 2026 |
| South Carolina premium shingles, per sq ft | about $6.40 | RoofObservations, 2026 |
| South Carolina exposed-fastener metal, per sq ft | about $6.90 to $8.60 | RoofObservations, 2026 |
| South Carolina standing-seam metal, per sq ft | about $10.65 to $13.30 | RoofObservations, 2026 |
Rotten decking, a steep pitch or many valleys can raise the total. For a rough number, try the cost calculator.
How the Job Unfolds
- Take pictures first. From the ground, photograph the roof, limbs and ceiling stains, with dates, before any tarp goes on.
- Send a request. The form passes your note to one independent local roofer.
- The roofer documents it. The roofer inspects, photographs and writes an itemized estimate.
- You work with your insurer. You file the claim, meet the adjuster and decide what to do next.
- Sign only a written contract. Scope, materials, price, payment steps and both warranties go on paper first.
How This Service Helps
A roofer's photos and written scope give you something solid to set beside the adjuster's report. This site judges no damage and gives no coverage opinions. It hands your request to one roofer working around Florence, SC, and the roofing company pays for that referral, never you.
From Claim to Approved Scope
The claim belongs to you and your insurance company. South Carolina does not let a roofer negotiate a claim for a homeowner, so the roofer documents damage and prices the work. For help with the claim itself, you can hire a public adjuster licensed by the state, or an attorney.
Your policy may carry a separate hurricane or named-storm deductible; check the declarations page. You pay the deductible yourself, since state law bars a roofer from offering to pay, waive or rebate any part of it, or from handing you anything of value tied to the job.
- An offer to cover your deductible. It breaks South Carolina law, and the cost often hides elsewhere in the price.
- A push to redirect claim money. Never sign over your insurance payment to a contractor.
- A big payment before work starts. Tie each payment to finished work, and question anyone who wants most of the price up front.
If your insurer denies the claim in writing after you sign, South Carolina gives you a five-business-day window from receiving that denial to cancel the roofing contract. Read the statute for the details.
What People Want to Know
Can a roofer help with my insurance claim?
A roofer can inspect the roof, take photos and write an itemized estimate for you to share with your insurer. In South Carolina, a roofer may not negotiate the claim for you. A public adjuster licensed by the state or an attorney can, if you hire one.
Should I put a tarp on the roof before the roofer arrives?
A bucket indoors and a tarp put up safely can limit the mess, but stay off a wet or broken roof. Photograph everything first, with dates. Your policy explains what it expects you to do to keep damage from spreading.
Does every big storm mean I need a new roof?
No. Plenty of storm damage comes down to a few lifted shingles or loose flashing. Replacement makes sense when damage is widespread, the decking is soft or the roof was already near the end of its life, and the written scope should say which.
How do I check out a roofer after a storm in Florence, SC?
Look up the roofer's registration on the SC LLR site; the state requires it for jobs over $500, plus a $5,000 surety bond for work over $5,000. Inside city limits, ask about the City business license, then get proof of liability insurance.
You May Also Need
If the damage turns out small, roof repair may cover it; for a tear-off, see full roof replacement and the South Carolina roofing rules.
Request a Post-Storm Look
Tell the form what the storm did, and one independent local roofer will reach out to look at the roof and put an estimate in writing. Plenty of roofers make that first visit without charge; confirm it with yours.